Primary Cause Of Foreclosure Now Unemployment

``As part of the bank bailout, the Treasury Department was given $46 billion to spend on keeping homeowners in their houses; to date, the agency has spent about $1.85 billion. Morris A. Davis, a former Federal Reserve economist, estimates that as many as a million homeowners slipped into foreclosure because of insufficient help for the unemployed. "The money was there and they didn't spend it," said Mr. Davis, an associate real estate professor at the University of Wisconsin. "I don't mean to sound outraged, but I am pretty outraged."''