Foreclosure help - the money's there but banks are balking

The Arizona Department of Housing is sitting on more than a quarter of a billion dollars to help homeowners avoid foreclosure. It can't spend the money fast enough.

As it happens, the department can barely spend it at all -- not until banks buy into the agency's foreclosure prevention program. And so far, they've been unwilling or unable to do so, said Reginald Givens, the Housing Department's foreclosure assistance administrator.