''Here I am, able to afford the rent of a million-dollar home in one of the most desirable places in the country, but still not sure how it might be possible to ever buy the kind of house I want, in the kind of place I desire, that would make that investment worth it. I still feel financially way behind my family and friends who've gradually settled into glorious McMansions in the suburbs of Texas. The considerable money we spend for the life we live has not bought us the security we expected would come with this stage. And we're not sure what to do about it.''

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