Although premiums have increased fairly modestly in recent years, the growth has far outpaced workers' raises over time. The average family premium has increased 55% since 2008, twice as fast as workers' wages and three times as fast as inflation, Kaiser's Employer Health Benefits Survey found.

Companies pick up most of the tab, shelling out $14,100 a year, on average. Still, workers have to pay an average of $5,550, up 65% from a decade ago.


Deductibles also continue to burn a deeper hole in workers' pockets. The average deductible now stands at $1,350, up 212% since 2008. That's eight times faster than wage growth.

Also, more workers are subject to deductibles -- some 85% in 2018, compared to 59% a decade ago. A quarter of all workers face deductibles of at least $2,000, up from 15% five years ago.

Comments: Be the first to add a comment

add a comment | go to forum thread