Okay, so tell me why everyone who can doesn't use a reverse mortgage this way | Mandelman Matters

``Okay, so who wouldn't want such a line of credit?  One that's guaranteed to increase every year even if the home's value remains flat or even goes down.  There's nothing else that does what the HECM Line of Credit does... and it's a hedge against home values falling because with the HECM reverse mortgage, you can never owe more than the home is worth.''