A Crash Course on Deflation

``Consider that statement in relation to stocks. In the last couple of months stocks have fallen dramatically. Your buying power in terms of cash has risen. But not as much as your buying power in terms of gold. I've been accumulating gold, silver, and precious metal stocks and resource companies since October. I've increased my commitment from 4% of net worth to 50% since the start of the year.... if you want FDIC protected cash, deposit those funds in a savings account now. The reason is the imposition of negative rates will be on only new deposits. Any deposits already in the bank will be exempt. At least that has been the decision made in all the other countries that have imposed negative rates.''