``The NASDAQ is up a whopping 250+ percent from the lows reached in 2009.  Many of the tech money makers are located in Northern California and San Francisco is always seen as a tech magnet.  But it is definitely frothy at this point.  You are seeing app companies being funded for basically delivering food to your door.  Not actually a revolutionary idea.  Also, many of the products are dependent on people blowing disposable income.  That might be hard when in San Francisco rents and housing payments continue to consume a larger portion of income.''

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