It will soon get easier to buy a home -- but don't do it

``In trying to ease credit and turn a mythic housing recovery into a real one, the FHFA may be overreaching. That's because you know exactly who's going to be taking out those loans: people who can't afford them. And because there will always be some people who believe that because they can borrow, they can afford these loans, you know how this new policy is going to play out.'' -- This will certainly be true in a lot of cases; though maybe not too many, since buyers are "holding themselves" back. Our real concern is eliminating the requirements that originators hold more skin in the game...