Implode-o-Meter News - The American Consumer's Worst Enemies-The Three Major Credit Reporting Agencies

``To err is human, and many errors occur on the credit reports issued by the big three, Equifax, Trans Union and Experian. It is up to us, the consumers, to identify these errors, and request the three agencies to remove or change incorrect information. Many consumers do not even check their credit score for errors, and find out when it is too late, that their credit score is less than they thought. So, take it from me, check your credit score every six months.
I have always been on top of my credit reporting-and an amazing amount of errors and misinformation has turned up on my reports. So I needed to correct the problems. Now the fun begins. Because the three "bums" have no interest in helping you get the problems fixed. Why? Because it costs them money to do so, that's why. So they would rather send you a form letter without doing a thing, because it is cheaper. They suggest you go to the offending party that reported the misinformation, which most of the time is a fool's errand, because most companies ignore such requests, or send you their own form letter of denial. It is all a matter of bottom line to these terrible folks.''

Relevant:

The American Consumer's Worst Enemies-The Three Major Credit Reporting Agencies - Justizz