``...I said to [the chairman of RBS], "We're almost ready to go. How long can you last?" I thought he might say maybe a couple of days, and what really shook me was that he said, "Well maybe two or three hours and that's it." `What was in my mind at that point is that if people thought the biggest bank in the world had failed, there would not be a bank in the western world that would be safe. ''

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