``Investors questioned how much revenue growth the bank can generate by investing its own capital under new regulations. The Volcker rule, part of the 2010 Dodd-Frank financial reform law, limits banks' market wagers with their own money. But the industry has years to comply with the law, and Goldman believes most of its investing and lending activities already do.

The bank's return on equity, a measure of how effectively it can wring profit from shareholders' money, was just 10.5 percent in the second quarter, just above the 10 percent returns investors demand for supplying capital to the firm.''

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