2013-06-22theglobeandmail.com

``"I don't even carry money any more," says Adan Abokor, a scholar and democracy activist in Somaliland. "I haven't seen cash for a long time. Even small payments, like a bus ticket, can be made with Zaad. When my kids are at school and they want a sandwich, I send them the payment by Zaad. It's immediate -- there's no waiting for it, no counting of cash."'' -- Funny how with the ABSENCE of central control, the Somalis are getting a "banking system" with instant, digital payments, loans, savings, etc... say something about the origin of these sorts of services, and the source of the problems moving to the next generation of them in the West...



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