Homeowners have a chance right now to make their views about government not doing enough to help those with underwater mortgages heard in Washington D.C. I'm not saying it will be our only opportunity to speak out, but the next chance that's as good as the one we have right now, could be years away.

Well, yesterday 19 House Democrats have sent an open letter to the President and leaders in Congress on both sides of the congressional divide and it says they want $50 billion worth of principal reductions for struggling homeowners included in any final negotiation on the "fiscal cliff."

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