2012-12-04 — wsj.com
``The Federal Reserve Bank of New York devoted a daylong conference to answer the questions of whether banks are booking higher mortgage profits as the Federal Reserve embarks on its latest effort to push mortgage rates down (answer: they are), and why (answer: there are a host of factors, but it has a lot to do with the fact that banks aren't able to add capacity fast enough to process the demand).''
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