Mounting Evidence Raises Questions About Independent Foreclosure Review

``Since the housing market crashed in 2007, thousands of foreclosed homeowners have complained that their mortgage company made a mistake in the management of their home loan, such as foreclosing on someone making payments on a loan modification plan. The Independent Foreclosure Review, which came out of a legal agreement between 14 mortgage companies and bank regulators over these abusive "servicing" practices, was supposed to give these homeowners an opportunity to have an unbiased third party review their foreclosure and determine if they might qualify for a cash payout of up to $125,000.''