2012-08-24mcclatchydc.com

``By using the agency name in charging an "FDIC assessment" or fee, banks mislead customers into thinking that the agency charges depositors for deposit insurance, or that the financial institutions are simply collecting and passing through a government fee.

Although the practice is prohibited, McClatchy's investigation found that it remains common, with some banks in most communities where McClatchy publishes hitting businesses with such improperly labeled fees. ''



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