2011-07-16 — blogcritics.org
"An FHA (Federal Housing Administration) home loan is one of the best ways to get a home if you have subprime credit or a lower income. You can read a brief description about FHA home loans on the government housing site here. An FHA loan is simply a loan that does not require mortgage insurance from a private company, because the loan itself is insured by the government. Typically monthly payments on FHA loans will be slightly cheaper than conventional mortgage rates. This also enables the FHA to extend certain perks to those with FHA loans, such as the 12-month extension"
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