'Ghetto loans': Obama's Eric Holder forces banks to lower standards for credit

"From released court documents, today, we learn that the Obama administration is bringing back "Ghetto loans,", a term coined by Wells Fargo in the 80s for subprime loans made to minority communities whose bad credit kept them from qualifying. At that time, Wells Fargo employees also had another derogatory label for those who qualified for the "Ghetto loans" calling them "The Mud People", resulting in a lawsuit by the NAACP."