Ocwen Loan Servicing Takes Home from Handicapped Because There's Equity

``Of course, there is one more thing of which the reader should be aware: The Giangregorios have equity in home; they are not "underwater." The amount of equity is less than $100,000... but still... there's equity. All other factors support a loan modification or repayment plan except that one: equity. I don't know what to say to them now, except that I guess they should have borrowed more... then they might have saved their home? I guess I should tell them that they were too responsible to save.''