Stay alert on your home-loan hunt

"The window-dressing is perfect. Over-zealous executives of property developers, as well as banks and housing finance companies (HFCs), are falling all over one another to vie for your attention in the biggest festive season of the year. Several banks have already decided to put off raising their base rates to avoid losing prospective buyers. However, shut out the cheerful chatter and make sure that you don’t get carried away by the promotional offers of getting the moon to your balcony. "