when to refinance a mortgage?

Mortgage Q&A: “When to refinance a mortgage?”

With mortgage rates at record lows, you may be wondering if now is a good time to refinance.

The popular 30-year fixed-rate mortgage slipped to 4.32 percent this week, well below the 5.08 percent seen a year ago, and much better than the six-percent range seen years earlier.

So should you refinance now?