Mortgage Financing is Available, But is Now The Time to Buy?

``To begin with, the federal tax credits designed to revive the housing market expired last April 30th. That means there isn’t $8,000 available for new homebuyers, or $6,500 for folks who already own homes. The big question is what happens now to the housing market. Critics of the tax credits say they only enticed people who would have bought anyway and essentially crowded those sales into a few months.''