In January of This Year the Treasury Department Told Lenders How to Move Trial Modifications to Permanent. Why Are They Procrastinating?

``So according again to step two, if the borrower has completed the trial payments, and income has been documented, then permanent modifications should be granted. The problem lies again, in the lack of enforcement of the Obama Administration regarding its own policies issued by a program it created. Who again, is overseeing the servicers to make sure they are complying with their contractual agreement of participation in HAMP? The answer is no one.''