'Difficult to Recall a Greater Example of Wishful Thinking Combined with Hubris'

..., when Queen Elizabeth II starts asking questions about what went wrong, then it's not so easy for the experts -- at least those who live and work in the United Kingdom -- to ignore her or fob her off with a bogus response.

As it happens, their answers, as detailed by The Observer in "This Is How We Let the Credit Crunch Happen, Ma'am," acknowledge more professional culpability than I would have expected