the hummers are back

"And now that mortgage rates are at record lows, mortgage lenders are hiring again while scores of borrowers inquire about refinance opportunities. Meanwhile, homebuilders are trying to lower rates via government subsidies to spark new home sales and dump their stagnating inventories on unsuspecting buyers. On top of that, U.S. Representative Al Green introduced legislation this week to bring back seller-financed down payment assistance, despite the fact that the risky loans could sink the overworked FHA."