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2008-08-24 — signonsandiego.com
Without the easy qualifying terms that prevailed during the housing boom, many entry-level buyers are turning to the Federal Housing Administration. The loans that the FHA insures are known for their flexible underwriting guidelines. Lenders and investors like them because they have low failure rates. Although the agency doesn't offer 100 percent financing, borrowers can get down payments as low as 3 percent for both houses and condos.
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