Citigroup names another new chief risk officer

``Citigroup, which suffered a record $9.83 billion fourth-quarter loss tied mainly to mortgage write-downs, replaced its chief risk officer for the second time in less than four months... [Leach] replaces Jorge Bermudez, 56, who was named chief risk officer on November 16. The bank said Bermudez was retiring.'' -- Sped up to better spend time with family, we presume.