If You are Thinking of Buying a Home – Why Would You Do It?

'Home prices have plunged by 10 percent or more in some parts of the United States and interest rates on mortgages are at enticing levels, but many potential buyers are waiting for prices to fall further. This psychology is helping prevent the hard-hit home market -- suffering one of its worst downturns in history -- from recovering, just as the spring, the peak home buying season, gets underway.'