Mandelman,
Once again you have hit it right on the head. The problem is, you keep screaming, and no one is litenting who can change things.
I repeat, the ONLY real solution to this, and many similiar political and corporate log jams, is a single voice web site whereby 20-50 million viewers nationwide, collectively agree via periodic online balloting, to boycott, minimize, or flat out mutiny against the power groups who continue to take advantage of consumers and taxpayers, with absolutley no ramifications. Where does it end, or even change slightly to the benefit of home owners, small business people, and taxpayers. Who has the guts to really stand up and go toe to toe? Aarone Krowne has tried, at great time and expense. It takes a courageous, outspoken, savvy, person to lead the charge. Any takers?
_________________ Dave Van Waldick
President
Western Mortgage
“We Make Home Loans Easy”
888.930.4223
www.wrfco.com – Home Loans Nationwide
www.ePrequal.com Get prequalified in 5 Minutes online, 24/7.
Mandelman,
Once again you have hit it right on the head. The problem is, you keep screaming, and no one is litenting who can change things.
I repeat, the ONLY real solution to this, and many similiar political and corporate log jams, is a single voice web site whereby 20-50 million viewers nationwide, collectively agree via periodic online balloting, to boycott, minimize, or flat out mutiny against the power groups who continue to take advantage of consumers and taxpayers, with absolutley no ramifications. Where does it end, or even change slightly to the benefit of home owners, small business people, and taxpayers. Who has the guts to really stand up and go toe to toe? Aarone Krowne has tried, at great time and expense. It takes a courageous, outspoken, savvy, person to lead the charge. Any takers?
davevw...
You just described my strategic plan... exactly what I'm here to accomplish. It's Mr. Smith Goes to Washington on steroids to the 10th power. It's time to take this country back... to let our elected representatives know that we're paying attention going forward and that we care deeply about our nation's future.
Someone does need to restore our participatory democracy... to leave out the fringe politics that divide us in favor of the core issues that hold us together and make us the land of opportunity where anything is possible. Someone who's not driven to maximize the individual's return, but rather who's dedicated to competitive fairness.
My goal in life is to change how our president gets elected... from the way it is today, where we elect the best fundraiser, to the way it once was... when presidents served the people. I want everyone to feel like they can make a difference... and that they always could.
YES! Are you in? I'm so serious about the new movement: People in Favor of Hitting Politicians With Sticks.
I'm think of doing a national tour. Seriously. Some people called me from Arizona and said they could pack the room if I'd come speak. I'm thinking... YES!
Smoke and mirrors - it sounded good in the paper and in small print - the list of lenders that are exempt will be published at a later date. Everyone should know by this time WHO runs this country and it isn't the President, he is just the front man that smiles and and tells jokes (and I voted for the guy). I would love to think sticks would work, the problem we can't get to the people who really need it. You are on the right track but the train goes into a REALLY dark tunnel. Keep up the good work, I will show up to protest with a few sticks and if we make enough noise it might just make them a little uncomfortable, unfortunately they know where to hide.
Smoke and mirrors - it sounded good in the paper and in small print - the list of lenders that are exempt will be published at a later date. Everyone should know by this time WHO runs this country and it isn't the President, he is just the front man that smiles and and tells jokes (and I voted for the guy). I would love to think sticks would work, the problem we can't get to the people who really need it. You are on the right track but the train goes into a REALLY dark tunnel. Keep up the good work, I will show up to protest with a few sticks and if we make enough noise it might just make them a little uncomfortable, unfortunately they know where to hide.
Oh ye of little faith. I will find where they are and we will come at them with sticks. And they will fear us. We will wave our sticks... we will bang our sticks... sticks, ah yes... sticks. (Insert evil laugh.)
The above comments represent a HUGE misunderstanding. The exempt lenders are exempt because they have complied with the law and submitted a plan to offer modifications. That means they MUST offer modifications to borrowers who qualify (e.g. the 38/31% FDIC standard).
The law was designed to pressure lenders to offer modifications. The exemption list means it is doing exactly that.
Also, the law- even for non-exempt lenders - is NOT a moratorium. It does not stop or delay pre-foreclosure notices or Notice of Default filings. It may delay filing of Notices of Sale only. The media's continued use of the term "moratorium" gives borrowers a false sense of security.
BTW, Martin, excellent article in NR on banks' responsibility.
i posted the list of exemptions here to da MadMan.. [gotta luv that moniker...hey mm?]
if you have ever had to deal or negotiate a loan mod with a servicer or lender [ 99.99% of the time they dictate terms not negotiate, at least not without the threat of litigation ] this has all been a sad cruel joke!
california being a "non-judicial foreclosure state is instrumental" in the sub-prime robbery taking place - the payoff is the double dip payment to the banksters.
NO loan modification ever has to be made to get the exemption... are you reading? the key term in the statue is " have in place a program"
not evaluate , not consider, not negotiate, not modify 1 single loan!
nothing that will reduce any profit for the usury coined
[mortgage industry] why would they??? think! It is against every principle of the financial industry PERIOD!
fwiw- the mortgage meltdown was no byproduct it was all planned & orchestrated to a tee.
the ultimate perfection of greed & death by fees!
Last edited by freak on Wed Jul 22, 2009 6:53 pm; edited 1 time in total
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